Abstract
The Dodd-Frank Wall Street Reform and Consumer Protection act has been one of the most impactful and far-reaching financial reforms in the United States and greater world. What has not been investigated is the true effects of this piece of legislation. In this study the true effects of the Dodd-Frank Act are investigated, specifically the effect that Dodd-Frank has had on the quality of mortgage lending. A difference-in-difference model with lagged effects is utilized in which through the use of a “treatment” and “control” group the effects Dodd-Frank on the quality of mortgage lending is highlighted. This study finds that the Dodd-Frank Act on average, has not improved the overall quality of mortgage lending.
Advisor
Long, Melanie
Department
Business Economics
Recommended Citation
Shelman, Mitchel, "Unraveling the Effects: Examining the Dodd-Frank Act’s Influence on the Quality of Mortgage Lending and Market Dynamics" (2024). Senior Independent Study Theses. Paper 11072.
https://openworks.wooster.edu/independentstudy/11072
Disciplines
Accounting | Business Law, Public Responsibility, and Ethics | Corporate Finance | Finance and Financial Management | Portfolio and Security Analysis | Real Estate
Publication Date
2024
Degree Granted
Bachelor of Arts
Document Type
Senior Independent Study Thesis
© Copyright 2024 Mitchel Shelman
