Alternative Title

A study into why employers offer benefits, and what induces an employee to participate in an employer sponsored retirement plan


This study looks into why employers offer benefits as a general component of employee compensation, and then looks specifically at retirement plans as an employee benefit that can be used by employers as a tool to attract and retain specific employees. It looks into employee and employer factors of retirement plans and seeks to determine which of these general factors are more important in an employee’s participation in an employer sponsored retirement plan.

Careful analysis of cross-sectional participant level data leads to the conclusion that both employer and employee factors are important in retirement plan participation. While the results of this analysis did not always coincide with the anticipated results, the findings were significant and point to some surprising results.


Sell, John




Labor Economics

Publication Date


Degree Granted

Bachelor of Arts

Document Type

Senior Independent Study Thesis



© Copyright 2014 Brittany Bullard